Terms of service
Welcome to Walnut Family Farm! These Terms of Use (“Terms”) govern your access to and use of our website walnutfamilyfarm.com (the “Site”) and the purchase and use of our digital products and services (“Products” or “Services”). By accessing the Site or purchasing from us, you agree to be bound by these Terms. If you do not agree, you may not use the Site or our Services.
1. About Us
This Site is operated by Walnut Family Farm (“we”, “us”, “our”). Our store is hosted on Shopify Inc., which provides us the e-commerce platform to sell our digital products to you.
2. Eligibility
By using our Site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority and have given us your consent to allow any minor dependents to use this Site.
3. Digital Products & Delivery
All products sold through our Site are digital downloads. No physical products will be shipped. Upon successful payment, you will receive access to download your purchased files via a secure link. Please ensure your email address is accurate to receive your downloads.
4. Account Information & Security
You agree to provide current, complete, and accurate account and purchase information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your device.
5. Intellectual Property & License
All digital products, content, and materials available on our Site are the intellectual property of Walnut Family Farm or our licensors and are protected by copyright and other laws.
When you purchase a digital product, you are granted a non-exclusive, non-transferable, revocable license for personal, non-commercial use only.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content without our express written permission.
6. Prohibited Uses
You may not use the Site or our Products:
- For any unlawful purpose;
- To infringe upon or violate our intellectual property rights or the rights of others;
- To distribute, share, or resell our digital products;
- To upload or transmit viruses or malicious code;
- To collect or track the personal information of others;
- To interfere with or circumvent the security features of the Site.
- Violation of these terms may result in termination of your access and legal action.
7. Pricing, Payment & Refunds
All prices are listed in US dollars and are subject to change without notice. Payment must be received in full before digital products are delivered.
Refunds: Due to the nature of digital downloads, all sales are final. Please review product details carefully before purchasing. For more information, see our Refund Policy.
8. Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the Site or Services at any time without notice. We are not liable for any modification, price change, suspension, or discontinuance.
9. Accuracy of Information
We strive to ensure that all information on our Site is accurate and up-to-date but do not guarantee its completeness or accuracy. We reserve the right to correct any errors or omissions and to change or update information at any time without prior notice.
10. Third-Party Links & Tools
Our Site may contain links to third-party websites or services. We are not responsible for the content or practices of any third parties. Use of third-party sites is at your own risk.
11. User Content
If you submit comments, feedback, or other content to us, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display such content in connection with our business.
12. Privacy
Your submission of personal information through the Site is governed by our Privacy Policy.
13. Disclaimer of Warranties
Our digital products and services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee that your use of the Site will be uninterrupted, secure, or error-free.
14. Financial Content Disclaimer
Any financial or market-related content published under Rutledge Financial Insights is for educational and informational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice.
15. Limitation of Liability
To the maximum extent permitted by law, Walnut Family Farm and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or digital products.
16. Indemnification
You agree to indemnify and hold harmless Walnut Family Farm and its affiliates, officers, agents, and employees from any claim or demand arising out of your breach of these Terms or your violation of any law or rights of a third party.
17. Termination
We may terminate or suspend your access to the Site or Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties.
18. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Kansas, without regard to conflict of law principles.
19. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site after changes are posted constitutes your acceptance of those changes.
20. Contact
For questions about these Terms, please contact us at: support@walnutfamilyfarm.com.
Last Updated: April 5, 2026